01   What services does The Debt Free Life provide?

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The Debt Free Life is a non-profit 501 (c) (3) organization laser focused on helping individuals and families dump debt, build wealth and achieve financial freedom.  We offer One on One debt freedom coaching, free financial resources and so much more.

 

 

 02  How much debt will I be able to pay off?

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That is entirely up to you! Our hope is that you will completely pay off ALL consumer debt.

 

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 03  How soon can I get started?

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Again, that is entirely up to you.  The way to get out of debt is to change your habits. You need to commit to get on a written game plan—a budget—and stick to it.  What are you waiting for?  You can actually get started today!

 

 

 04  Why should I pay off my smallest debt first?

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When paying off debt, the small, quick wins help to build momentum.  We encourage our clients to pay off their smallest debt first and then take that amount and plop it on the next debt.  No worries; we are here to help with all of that.  Get started today.

 

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 05  Do debt consolidation loans work?

Debt consolidation doesn’t work because you end up paying about the same amount. The truth is that you cannot borrow your way out of debt.

 

You may be tempted by the companies that claim to be able to clean up your credit. Don’t go there. There are two basic problems with these companies. First, for purposes of getting a mortgage, going through companies that take your money and pay your bills will reflect on your credit as if you filed a Chapter 13 Bankruptcy. Secondly, only transactions older than seven years, or a mistake, may be taken off your credit report. A company that says otherwise is either lying or operating illegally.

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Our Debt Free coaches can help you avoid debt CONsolidation loans. 

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